Terms of service

Setaside estimates what you may owe in self-employment, federal, and state income tax, based on transactions you connect. This is an estimate to help you plan, not tax advice or a filing. Consult a tax professional for your specific situation.

We are not a tax preparer, a certified public accountant, an enrolled agent, or a law firm. We do not file returns, submit payments to the IRS, or represent you before any tax authority.

We are not a bank, a money transmitter, or a custodian of your funds. This product cannot receive, hold, or transfer your money, and no feature within it does so.

Estimates are calculated from the data you connect and the answers you give us. They are only as accurate as those inputs. In particular, this version calculates on gross business income without accounting for business expenses, and models state tax with a single rate per state rather than each state’s full bracket structure.

You remain responsible for what you actually owe and for paying it on time. Consult a tax professional about your specific situation.

You’re responsible for the email address you sign in with. Tell us promptly if you believe someone else has access to it.

You can disconnect your bank or delete your account at any time. We may suspend accounts that abuse the service or attempt to compromise it.

If these terms change materially, we’ll tell you before the change takes effect.